FNS42022
CERTIFICATE IV IN BANKING SERVICES
STUDY METHOD:
Online
QUALIFICATION:
Nationally Recognised
START DATE:
Anytime
Course Overview
FNS42022 Certificate IV in Banking Services
The FNS42022 Certificate IV in Banking Services is a nationally recognised qualification designed to prepare individuals for diverse roles within banking, credit, and lending environments across mutual banks, credit unions, and mainstream financial institutions. This comprehensive course addresses the unique operational requirements of various banking sectors, including member-owned institutions, while delivering training across critical competencies such as effective business communication, banking product knowledge, strategic sales and relationship management, credit assessment and analysis, loan application processing, and professional negotiation techniques.
Why study the FNS42022 Certificate IV in Banking Services?
Students develop expertise in evaluating creditworthiness, understanding risk management principles, processing various types of lending applications, and delivering tailored financial solutions that meet individual customer needs and regulatory requirements. The curriculum emphasises regulatory compliance obligations, ethical banking practices, and the development of strong interpersonal skills essential for building client trust and managing daily banking operations.
Upon completion of this Certificate IV in Banking Services, graduates are equipped with the knowledge and practical skills necessary to pursue career opportunities as banking officers, credit analysts, loan processors, customer relationship managers, or mortgage brokers within banks, credit unions, and other financial institutions, while contributing effectively to organisational performance within Australia’s banking and financial services sector.
- Who is the Certificate IV in Banking Services for?
This course has been specifically designed for those working in the financial services industry. Possible job profiles may include;
Senior sales consultant
Lending consultant
Lending officer
Team leader or Supervisor
Customer contact centre service consultant
- What You’ll Learn
This course covers a range of topics, including:
Working within the financial services industry.
Developing knowledge of financial products and tailoring products to meet a client’s needs.
Communicating with clients to provide professional levels of service.
Processing credit applications.
Understanding and implementing securitisation.
Leadership skills and personal development.
- Units Of Competency
| Unit Code | Unit Description | ||
|---|---|---|---|
FNCINC411 | Conduct work according to professional practices in the financial services industry | ||
FNSINC412 | Apply and maintain knowledge of financial products and services | ||
FNSCUS403 | Deliver a professional service to customers | ||
FNSINC513 | Identify and apply complex ethical decision making to workplace situations | ||
FNSRSK411 | Apply risk management strategies to own work | ||
FNSCRD401 | Assess credit applications | ||
FNSINC514 | Apply ethical frameworks and principles to make and act upon decisions | ||
BSBOPS304 | Deliver and monitor a service to customers | ||
BSBLDR411 | Demonstrate leadership in the workplace | ||
BSBPEF501 | Manage personal and professional development | ||
FNSCRD412 | Establish and maintain appropriate security options for credit facilities | ||
FNSCRD513 | Promote client understanding of the role and effective use of consumer credit | ||
** Units Of Competency electives may change from the above detail listed in this course based on different cohorts and customised programs for clients.
- Duration and Study Load
We recognise that each learner has their own pace and preferences, and thus, we offer a flexible duration for the program.
- 12-month part-time and 6-month full-time
- Payment Options
- Pay upon enrolment
- Invoice Request (Via PayPal, pay in 4 option)
Participants are required to pay no more than $1,500.00 before the commencement of the course. The remaining fees will be due after commencement with the due date outlined on the invoice. For more information click here.
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INDUSTRY LEADING QUALIFICATIONS
FAQ’s
All students can apply for Recognition of Prior Learning (RPL) !
RPL acknowledges the skills and knowledge you already have. You may have gained these through:
Formal or informal training from industry or educational institutions.
Work experience.
Life experience.
How RPL Works
RPL focuses on learning outcomes rather than how, when, or where learning occurred. Assessors grant RPL when candidates meet current industry standards or AQF outcomes.
RPL uses competency-based assessment. Review the process to understand how to have your skills and knowledge recognised.
Applying for RPL
We provide an RPL Policy and Procedures document and an RPL Kit for eligible candidates. These documents explain:
What RPL entails.
The benefits.
Forms and rules of evidence.
The application process.
Click here for more information.
Assessments are available via your learning portal through your desktop, tablet or mobile.
They vary depending on the units and may include the following:
Quizzes.
Written tasks and/or case studies.
Examination.
Verbal assessment, by way of an interview with your trainer.
Observation by a trainer.
Supervisor checklists.
For more information, contact us here.
Study on your terms!
Access course content and assessments online, 24/7. Study anywhere, anytime through our user-friendly learning platform. Skip classroom attendance and travel expenses.
What you get:
Accredited courses that meet industry standards.
Trainer and administration support throughout.
Designated course coordinator for motivation and guidance.
Assessments marked within 10 business days.
Certificates issued within 21 days of completion.
Transparent pricing with no hidden fees.
Technical Requirements: You need an internet connection to complete this qualification. Access all learning materials and assessments through ISM’s eLearning Portal.
Recommended Browsers: Safari, Chrome, Firefox, or Internet Explorer 11.
Assessment Submissions: Some assessments are video or audio-based. Record your answers using smartphones or similar devices, then submit via the eLearning portal.
Contact us to learn more about assessments and completion requirements here.
We process enrolments within 1 business day. Once processed with payment, you will receive an email with your login details and instructions to access the eLearning platform. In some cases, program access may take up to 2 or 3 business days.
(Note that access is only given once the initial payment is complete, unless prior arrangements exist between ISM and your organisation.)
If payment is outstanding, we will send an invoice and contact you to arrange payment.
For more information, contact us here.