Are you eligible for a 20% bonus tax deduction on employee training until June 30th? Click here to find out!




Nationally Recognised


Course Overview


This course is the entry-level qualification for individuals starting a career in Finance and Mortgage Broking.

Are you interested in pursuing a rewarding career in the finance and mortgage broking industry? Our FNS40821 Certificate IV in Finance and Mortgage Broking is the perfect opportunity for you!

This online course is designed for both newcomers to the mortgage broking field and individuals already providing mortgage broking services who want to formalise their qualifications in compliance with ASIC’s RG 206 requirements.

In this course you will learn about processing loans, credit applications and the necessary legislation that will ensure you are always legally compliant. You’ll also learn about building a successful broking business and  how to maintain successful business relationships. 

FNS40821 Certificate IV in Finance and Mortgage Broking course guide download

The FNS40821 Certificate IV in Finance and Mortgage Broking is particularly appropriate for those who work in financial services and would like to progress to a specialist lending role. Also, for those who would like to work as finance/mortgage brokers, working independently or with an aggregator.

This qualification reflects the job roles of individuals working in finance and mortgage broking. Individuals in these roles apply theoretical and technical knowledge and skills to work autonomously and exercise judgement in completing routine activities relating to mortgage and finance broking.

This course covers a range of topics, including:

  • Understanding the key roles and responsibilities of a finance or mortgage broker
  • Understanding the legislative and regulatory framework of the industry
  • Understanding and promote loan products

Here’s what you can expect as a student with us:

  • Fast Focus Sessions: In this program you will have access to the twice weekly drop-in sessions.  Connect with an experienced broking expert, where you can ask questions, clarify subject content, and work on your assessments.
  • Summary video recordings: We understand that learning can sometimes be overwhelming. That’s why we provide short video recordings for each topic. These videos serve as your guide, highlighting key concepts and focus points to make your learning experience more manageable.

Note: If you’re considering membership with the Mortgage & Finance Association of Australia (MFAA), please review their educational requirements on their website for further information.

We’re here to support you every step of the way on your journey to becoming a skilled finance and mortgage broking professional!

Unit CodeUnit Description
Manage personal and professional development
Develop and maintain professional relationships in financial services industry
Prepare loan applications on behalf of clients
Identify client needs and present broking options
Comply with financial services regulation and industry codes of practice
Conduct work according to professional practices in the financial services industry
Apply and maintain knowledge of financial products and services
Identify and apply complex ethical decision making to workplace situations
Apply ethical frameworks and principles to make and act upon decisions
Research and Develop Business Plans
Assess Credit Application
Implement Credit Contracts in Preparation for Settlement

** Units Of Competency electives may change from the above detail listed in this course based on different cohorts and customised programs for clients. 

We recognise that each learner has their own pace and preferences, and thus, we offer a flexible duration for the program.

  • 6 months part-time and 3 months full-time 
  1. Pay upon enrolment with Stripe 
  2. Invoice Request 

The option to pay up to 4x monthly payment instalments is available by invoice.

Participants are required to pay no more than $1,500.00 prior to the commencement of the course. The remaining fees will be due after commencement with the due date outlined on the invoice. For more information click here.


Want to find out more details about this course?


Ready to secure your place in this course?


Talk to us about funding today.

We recognise that each learner has their own pace and preferences, and thus, we offer a flexible duration for the program.

  • 12-month part-time and 6-month full-time

Why Study with ISM?







All students are offered the opportunity to apply for Recognition of Prior Learning (RPL).

Recognition of Prior Learning is a form of assessment that acknowledges the skills and knowledge you already have. Such skills and knowledge may have been gained through: formal or informal training conducted by industry or education institutions; work experience; life experience.

The main principle underpinning RPL is that for competency-based training the focus should be on the outcomes of learning, rather than how, when or where the learning occurred. In order to grant RPL, the assessor must be confident that the candidate is currently competent against the endorsed industry or enterprise competency standards or outcomes specified in the Australian Qualifications Framework (AQF) accredited courses.

As a form of assessment, RPL uses a process known as competency-based assessment. Please ensure you read and understand how this works and how to have your skills and knowledge recognised.

An RPL Policy and Procedures document and RPL Kit is available if you feel you already hold the skills and knowledge of a particular competency and would like to apply for RPL.

The Policy and Procedures explain what RPL is, the benefits, forms and rules of evidence, the process and how to apply for RPL.

Complete our RPL eligibility form here.

Assessments for this course will be provided on your learner portal, which is accessible via Desktop, tablet or mobile.

These assessments vary depending on the unit within the qualification and can include the following:

  • Quizzes
  • Written tasks and/or case studies.
  • Examination
  • Verbal assessment, by way of an interview with your trainer
  • Observation by a trainer
  • Supervisor checklists

To find out more information about assessments and completion requirements, you can contact us here.

  • Study anywhere, anytime
  • User-friendly learning management system
  • Course content and assessments are all online and available 24/7
  • Accreditation ensures that our courses meet established industry needs
  • Assessment are marked within 10 business days
  • No classroom attendance, no travel expenses
  • Trainer and administration support throughout
  • Designated course coordinator with regular contact to help you keep motivated and on track
  • Certificates are issued within 21 days of course completion
  • No hidden fees


  • To enable completion of this qualification you will require an internet connection to access learning materials and assessments via ISM’s eLearning Portal.

    All materials are online and can be accessed via the ISM e-learning portal.

    Our system works best with the following browsers: Safari, Chrome, Firefox, and Internet Explorer 11.

    Some assessments may require you to record using a device (such as a smartphone) and submit via our eLearning portal.

    To find out more about assessments and completion requirements, you can contact us here.

After you have completed enrolment into your qualification or course, your enrolment will be processed by our team within one (1) business day.

Once your enrolment and payment has been processed you will receive an email with additional details on your learning, including log in details and instructions on how to access your program within our eLearning platform.

If payment has not yet been made, you may also receive additional payment information and an invoice or be contacted by one of our team to make payment arrangements. Please note that log in details to your qualification or course will only be provided once your initial payment has been received, unless prior arrangements have been made between ISM and your organisation. 

In some circumstances it may take up to two (2) or three (3) business days for you to commence your program.
If you would like more information or have any questions, you can contact us here.

Ready to enrol in the

Certificate IV in Finance and Mortgage Broking?

Scroll to Top